A Contactless Payment Rail for Digital Assets

A Contactless Payment Rail for Digital Assets

A non-custodial, two-device transaction architecture enabling direct on-chain settlement.

A non-custodial, two-device transaction architecture enabling direct on-chain settlement.

Existing Blockchain Payment Models Don't Work at Point of Sale

Designed for Web3, not for in-person payments.

Built around single-device transaction flows

Require manual steps (QR codes, confirmation, app switching)

Not compatible with merchant-controlled POS environments

Cannot support tap-to-pay interraction models

Introduce latency at checkout

Fail to meet retail standards for speed and simplicity

Blockchain Becomes Compatible With Point of Sale Through a Two-Device Architecture

ARCHITECTURE

The Two-Device Transaction Model

Two devices coordinate to enable contactless, on-chain settlement.

Merchant constructs the transacion

User signs the transaction

Merchant broadcasts to the network

NFC-based device communication

Direct on-chain settlement

Proof of Concept

LIVE Transact

Contactless Blockchain Payments, Proven

Live transactions on Solana mainnet

Sub-600ms transaction confirmation

Contactless tap-to-pay flow

Private key never leaves the user device

Variable transaction amounts

SCALABILITY

Built to Scale Across Existing Systems

Designed to integrate with payment infrastructure and digital asset ecosystems.

SDK integration with POS providers and wallet platforms

Compatible with existing merchant infrastructure

Chain-agnostic architecture

Designed for CBDCs and stablecoins

Grows through partner-led distribution

REVENUE

Transaction-Based Revenue Model

A percentage fee applied to each transaction processed through the rail.

Percentage fee per transaction

Shared transaction revenue with wallet and POS providers

Total fee undercuts blended card network rates

Revenue scales with transaction volume

Captures value at the payment rail layer

Explore the Architecture

  • A Contactless Payment Rail for Digital Assets

  • A Contactless Payment Rail for Digital Assets